Embedded Advantage | Liberis CPO: “AI bots will negotiate SMB loans by 2026”

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Editor’s Pick 📌

🎙️ Overheard at Innovate Finance: Per Dahlqvist’s Hot Takes on the Future of SMB Finance

Speaking on stage at Innovate Finance, Liberis CEO Rob Straathof didn’t hold back. From AI-driven lending to economic uncertainty, his insights cut through the noise with grounded urgency.

Here are a few standout soundbites:

🌀 “We’re heading into 9 months of real uncertainty.”
Retail, fast fashion, and car parts are all feeling the pressure—with some sectors already seeing 20% drops in transaction volume.

💬 “The future of small business finance? AI bots negotiating with AI bots.”
Forget piles of paperwork. Per envisions a near-future where agentic AI co-pilots handle loan applications, compare offers, and negotiate terms—saving SMBs 8+ hours a week.

📉 “Europe is falling behind on AI.”
He warned that without serious investment in STEM education from primary school up, the UK and EU risk losing talent and momentum to China, India, and the US.

@bobsguide

The future of small business finance? AI bots negotiating with AI bots 🤖 Forget piles of paperwork. Per envisions a near-future where agen... See more

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PAYMENTS INNOVATION

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